Build Your Business Using Retirement Funds
With a Rollover Business as Start-ups (ROBS) account, you can utilize existing retirement funds to start or grow a business, tax-free.
Invest in a business with a ROBS account. See if you prequalify in just 90 seconds.
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We’ve been an industry leader in self-directed retirement since 2010, helping over 25,000 clients save money on taxes and grow their retirement portfolios.
Discover How IRA Financial Simplifies Rollover Solutions for Entrepreneurs
Expert-guided Investments
Leverage our deep industry knowledge to make informed investment decisions.
Great for Entrepreneurs
There are no penalties or taxes with the ROBS solution. You can make a withdrawal before age 59 and a half without the IRS penalizing you.
Safe and Compliant
Our services are fully compliant with financial regulations, giving you peace of mind.
Our Flat Fee Structure Means No Hidden Costs or Surprises
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Other Providers
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| Flat Annual Fee | ||
| One-on-one plan design and corporate structuring | ||
| C corporation formation and EIN included | ||
| Corporate transaction documents included | ||
| Guaranteed IRS audit protection |
Getting Started is Simple: Fund Your Business Today
Begin the process
Get started in minutes with our simple online app.
Set Up Your Account
We’ll guide you through setting up your ROBS account.
Add Funds
Transfer funds to your account and start investing in your future.
Self-Directed Solutions Fit for Your Retirement Needs
Rollover as Business Startup
An IRS-approved structure that allows you to use retirement funds to start your own business or raise capital for an existing business.
Pricing: Starting at $3,500 setup fee, $1,200 annually
Self-Directed IRA
With a custodian-controlled IRA, you tell us the investments you want to make, and we’ll do all the work. Invest in traditional and alternative assets, like real estate.
Pricing: $0 setup fee, $495 annually
Checkbook IRA
By utilizing the IRA LLC structure, you have total “checkbook control” to make investments when you want, without custodial consent.
Pricing: $999 setup fee, $495 annually
Solo 401(k)
Best retirement plan if you are self-employed. Enjoy high annual contributions, Roth and loan features, and unlimited investment opportunities.
Pricing: $999 setup fee, $399 annually
IRAfi Crypto™
With the all-new IRAfi Crypto™ trading app, you can now buy, sell, and trade the most popular cryptos, including Bitcoin, Ether, and XRP, for a low, annual fee of just $100.
Pricing: $0 setup fee, $100 annually, 1% fee per trade
Testimonials
“IRA Financial has been wonderful to work with. I have worked with them to buy a small business under the ROBS program, and it has been a really good experience. I appreciate the responsiveness, knowledge, and the attention to detail provided.”
4.8 Rating
4.3 Rating
Ready to Use Your Retirement Funds to Invest in a Business?
See If You Pre-Qualify