Invest Your Retirement in Gold & Precious Metals
Open a self-directed IRA or solo 401k account and use your retirement funds to invest in precious metals such as gold, silver, platinum, and more:
Maximize your retirement with precious metal investments! See if you prequalify for an account in just 90 seconds.
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We’ve been an industry leader in self-directed retirement since 2010, helping over 25,000 clients save money on taxes and grow their retirement portfolios.
Reduce Your Portfolio Risk by Investing in Precious Metals
Expert-guided Support
Our team has deep industry knowledge to guide you through the options that the best fit your needs.
Control Over Your Funds
You decide where your money goes. Invest in gold, silver, or other approved precious metals.
Safe and Compliant
Our services are fully compliant with financial regulations, giving you peace of mind.
Our Flat Fee Structure Means No Hidden Costs or Surprises
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IRA Financial
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| Flat Annual Fee | ||
| $0 Setup Fee | ||
| $0 Check Fees | ||
| $0 Investment Fee | ||
| $0 Asset Valuation Fee | ||
| $0 Roth Conversion Fee | ||
| Guaranteed IRS Audit Protection | ||
| Annual Tax Consulting | ||
| Annual Reporting & Filing Service |
Investing in Precious Metals with Retirement Funds is Simple:
Begin the process
Get started in minutes with our simple online app.
Set Up Your Account
We’ll guide you through setting up your IRA account.
Add Funds
Transfer funds to your account and start investing in your future.
Gold & Precious Metals Investment Solutions Fit for Your Retirement Needs
Self-Directed IRA for Precious Metals
With a full-service Self-Directed IRA, will serve as the custodian of your IRA. Invest in alternative assets that do not involve a high frequency of transactions.
Pricing: $0 setup fee, $495 annually
Checkbook IRA for Precious Metals
With a Self-Directed IRA LLC “Checkbook Control’, you will be able to purchase real estate by simply writing a check. Best for people looking to actively invest in frequent transactions.
Pricing: $999 setup fee, $495 annually
Investing in Precious Metals with a Solo 401(k)
Best retirement plan if you are self-employed. Unlike traditional 401(k)s, Solo 401(k)s can invest in various types of real estate and offer tax advantages.
Pricing: $999 setup fee, $399 annually
Gold & Precious Metals Investment Solutions Fit for Your Retirement Needs
Can I hold my IRA-owned gold at home?
Internal Revenue Code 408(m) states that IRS-approved metals and coins must be held “in the physical possession of a trustee described under subsection (a) of this section.” Therefore, you should never store your IRA-owned gold personally.
Can I invest in gold with a 401(k)?
Generally, a typical, workplace 401(k) will NOT allow for alternative investments, including gold. However, if you are self-employed with a Solo 401(k) and your plan provider allows for it, you CAN invest in IRS-approved metals and coins.
Are taxes due when I buy and sell gold in my IRA?
No! All gains associated with the sale of gold and other metals held inside your retirement plan are NOT subject to tax. Taxes are only due once you withdraw the funds (or metals) from the plan. Note: qualified Roth distributions are NEVER taxable!
Can I make an in-kind transfer or rollover of my IRA-owned gold?
Yes! If you wish to make an in-kind rollover of gold from one retirement account to another (or distribute the physical metal), you can. Direct rollovers are a tax-free event, while distributions would incur tax based on the price of the metal at the time of withdrawal.
Can I make other investments with an IRA Financial Gold IRA?
Yes! IRA Financial does not limit your investment options with our self-directed retirement plans. There are only three things you cannot invest in, as per the IRS: life insurance, collectibles, and any transaction involving a disqualified person. Apart from those, you can invest in anything you want with IRA Financial, including real estate, cryptos, private equity and so much more.
Testimonials
“I’m a HUGE IRA Financial fan. I’ve been a client for about 10 years and referred a number of friends and family for various self-directed retirement products. I always get clear and informed responses from the staff.”
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Ready To Invest in Gold with Your Retirement Funds?
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